SECTION IV — POLICIES

1. Conduct & Acceptable Use

– Prohibited: harassment, hate speech, threats, fraud, unlawful content, misuse of services, circumvention of security controls, impersonation.

2. Intellectual Property

– KOWEAR GROUP retains ownership of its IP unless a written agreement states otherwise. Users retain ownership of their user-generated content but grant KOWEAR GROUP a non-exclusive, worldwide license to operate and promote Services. Respect third-party IP.

3. Content Moderation & AI

– Moderation policies, takedown procedures, and appeals are published at koware.org/moderation. AI-generated content must be labeled per the AI Addendum. Blue Crown R&D and Psymedia follow IAPD National oversight for model use and datasets.

4. Payments, Refunds & Commissions

– Payment processors are third parties (PayPal, Stripe, etc.). Refund policies are service-specific and published where payments are accepted. Referral commissions are administered per program rules; IAPD National may audit and recover funds where fraud is suspected.

5. Confidentiality & Non-Disclosure

– Confidential information from departments, partners, or users is protected per specific agreements and applicable law.

6. Audit & Compliance

– Departments must cooperate with internal and external audits initiated by IAPD National.

7. Communications & Notices

– Official notices are authoritative when posted at koware.org or approved departmental channels.

8. Dispute Resolution

– Internal escalation: departmental mediator → IAPD National → Proprietor. Outside internal resolution, parties may pursue mediation or arbitration in Ghana; governing law is Ghanaian law (see Section IX).

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• This discussion was modified 5 months, 2 weeks ago by  drenkaby.